Pet Cover Direct

Types of pet insurance

Time-limited or lifetime cover

Pet insurance policies come with a range of different features which cover the specific needs of owners and their pets. Petcoverdirect has a vast range of policies to cover all those varied requirements.

Lifetime policies are designed to give complete peace of mind to owners. If your pet develops a chronic, long-term or recurring condition or illness you can rest assured that a lifetime policy will help you meet those vet bills.

Conditions such as eczema or arthritis are example of long-term illnesses that will require treatment over a long period, often for life. Most insurers will offer cover for this as long as there is no break in the policy.

Owners of pedigree cats in particular find this type of policy suitable as they are typically more prone to these longer-term conditions.

Time-limited cover policies generally cost less than life-cover policies but stil cover injury and illnesses that require treatment from vets. The cost of each claim is limited but is typically quite high and suitable for general cover.

Compare Pet Insurance

Insurer Policy Name Max Vets Fees Claim Basis Annual Policy Per Condition Life Long Online Discount Multi Pet More Info
Complete £15000 Per Year Annual Policy Not an Per Condition Not an Life Long N/A 15% Get Quotes
Fixed For Life £7000 Per Condition Annual Policy Not an Per Condition Not an Life Long N/A 15% Get Quotes
Moneyback £7000 Per Year Annual Policy Not an Per Condition Not an Life Long N/A 15% Get Quotes
Pre-Existing £7000 Per Condition Annual Policy Not an Per Condition Not an Life Long N/A 15% Get Quotes
Regular £7000 Per Year Annual Policy Not an Per Condition Not an Life Long N/A 15% Get Quotes
Select Plus £5000 Per Policy Year Not an annual policy Not an Per Condition Life Long 20% off when you buy online (new customers for 1st year only, may be withdrawn at any time). Pet Insurance provided by Allianz Insurance plc. N/A Get Quotes
Insurance £12000 Per Year Not an annual policy Not an Per Condition Life Long 20% 5% Get Quotes
£7000 Per Year Annual Policy Not an Per Condition Not an Life Long 15% N/A Get Quotes
Essential £3000 Per Condition Annual Policy Not an Per Condition Not an Life Long 15% 5% Get Quotes
Premier £7000 Per Condition Annual Policy Not an Per Condition Not an Life Long 15% 5% Get Quotes
Standard £4000 Per Condition Annual Policy Not an Per Condition Not an Life Long 15% 5% Get Quotes
Insurance £10000 Per Year Not an annual policy Not an Per Condition Life Long N/A N/A Get Quotes